Finance Most FAQs

Finance FAQs

Q1.What is your best interest rate?

1. That is a great question. The rate varies on many variants such as, term, age of the vehicle, mileage of vehicle, your credit history, your debt ratio, and factory incentives like low APR.




2. Jerry will tell you, "I pride myself in saving you time and money, in doing so I would need to ask you a few questions to better answer your question. I will say that of the customers that do finance I am able to help over 90% of them save money."

         A. In most cases Jerry can help you with that so you don’t have too. In some instances it still may be required.

B. Like out of state purchases, or if you need to transfer ownership of your trade to your name. Our store is capable of handling all of the state and federal paperwork that is required in our state.    

                A. We have several lending sources that we partner with to help with a variety of credit from poor to excellent.

B. With less than desirable credit the lending sources like to see you in a good equity position so it may require money down or trade equity, but we take pride in helping all of our customers get there.

      A. We partner with lending sources that do offer first time buyer programs.

B. If you have a 12 month job history with no credit and are in a good equity position and a good debt ratio it is quite possible to help you.

If that isn’t your scenario all of my lenders would look at a co-signer as well.

Q6. If I cosign, will that reflect on my credit?

               A. The short answer is yes it will. Being a cosigner means that you will be financially responsible for that loan if the buyer were to miss a payment or default.

B. It is always a good idea to evaluate the situation before co signing for someone.

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